US Expat Taxes In Ghana
US Expats in Ghana: Taxation & Compliance
US expats in Ghana must comply with Ghanaian tax laws and US tax obligations. Learn about Ghana taxes, the Ghana tax rate, and IRS filing requirements to avoid penalties and double taxation.
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Expat Tax Deadline
For U.S. expats, the automatic tax filing extension deadline is June 16th in 2025. If more time is needed, filing Form 4868 before this date extends the deadline to October 15th. The FBAR must also be submitted by October 15th. Certain special cases may qualify for an additional extension until December 15th.
Understanding Taxes for US Expats in Ghana
US expats in Ghana are subject to Ghanaian tax laws on income earned in Ghana. However, they must also comply with US tax laws, including Form 1040 filing, FBAR reporting, and using Foreign Earned Income Exclusion (FEIE) or Foreign Tax Credit (FTC) to reduce double taxation.
Tax Requirements
Tax Residency in Ghana
Expats residing in Ghana for 183+ days per year are considered tax residents.
Income Tax in Ghana
Residents pay progressive rates from 0% to 30% on worldwide income.
Non-Resident Tax Rate
Non-residents pay 25% flat tax on Ghana-sourced income.
Capital Gains Tax
15% tax applies to capital gains from property or business sales.
VAT in Ghana
Standard VAT is 12.5%, plus 2.5% National Health Insurance Levy (NHIL).
US Federal Tax Return (Form 1040)
US expats in Ghana must report worldwide income to the IRS.
Foreign Earned Income Exclusion (FEIE)
Allows exclusion of up to $120,000 in foreign income if qualified.
Foreign Tax Credit (FTC)
Offsets Ghanaian taxes paid against US tax liability.
US-Ghana Tax Treaty
No formal US-Ghana tax treaty, but tax credits and exclusions help minimize double taxation.
Tax Facts for US Expats in Ghana
US expats in Ghana must comply with Ghanaian and US tax laws. Understanding Ghana taxes and IRS requirements prevents double taxation.
Ghanaian Residency Rules
Expats staying 183+ days annually are considered Ghana tax residents and taxed on worldwide income.
Ghana Tax Rates
Ghanaian income tax follows a progressive rate up to 30% for residents and a flat 25% for non-residents.
US Expats Must File US Tax Returns
US expats in Ghana must file Form 1040 and report foreign accounts if balances exceed $10,000 (FBAR requirement).
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Expert Tax Solutions for U.S. Expats Living Around the World
Expat-Focused Tax Expertise
We specialize in U.S. expat taxes, ensuring compliance with IRS regulations and tax treaties. Our team navigates complex reporting requirements, foreign tax credits, and exclusions to minimize your tax burden.
Secure & Hassle-Free Filing
Our online portal provides encrypted, easy document submission, so you can file from anywhere. We handle everything from FBAR reports to state taxes, ensuring a smooth process.
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Each client gets a dedicated tax professional to answer questions, optimize deductions, and keep them compliant. We provide tailored strategies to avoid penalties and maximize savings.
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We Have All Your Queries Covered
Have questions about your U.S. expat state taxes? We’re here to help. Below are answers to some common queries we encounter from expats around the world.
Do US expats in Ghana pay taxes in Ghana and USA?
Yes, US expats in Ghana must file both Ghanaian and US tax returns, but can claim Foreign Tax Credit (FTC) or FEIE to avoid double taxation if they are living in Ghana as a foreigner.
What is the Ghana tax rate for expats?
Residents pay progressive tax rates up to 30%, while non-residents pay a flat 25% on Ghana-sourced income.
Does Ghana have a tax treaty with the US?
No, Ghana does not have a US-Ghana tax treaty, but US expats can use FEIE or FTC to reduce their tax burden.
Are US Social Security benefits taxed in Ghana?
No, US Social Security benefits are not taxed in Ghana, which is a consideration if you are living in Ghana as an American.
Do US expats in Ghana need to file an FBAR?
Yes, if they have foreign bank accounts exceeding $10,000, they must file an FBAR (FinCEN Form 114).
Are capital gains taxed in Ghana?
Yes, capital gains tax in Ghana is 15% for both residents and non-residents.
Still have questions? Contact us today to get expert guidance on all your U.S. expat state taxes.
